Em processo de adequação ao regime das SPSAV, na modalidade de intermediária de ativos virtuais, nos termos da Resolução BCB nº 520/2025 (regime de transição do art. 88)

  • Em processo de adequação ao regime das SPSAV, na modalidade de intermediária de ativos virtuais, nos termos da Resolução BCB nº 520/2025 (regime de transição do art. 88)

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GBP accounts and FPS are live

Provision GBP virtual accounts, and collect and pay out GBP over the UK's Faster Payments Service.

Abstract changelog cover for GBP accounts and FPS are live
Abstract changelog cover for GBP accounts and FPS are live

Customers can now hold GBP virtual accounts and move GBP over Faster Payments Service (FPS):

  • GBP accounts: request GBP in the accounts array when you create a customer, subject to your project's allowed currencies, and track the account with GET /accounts. GBP accounts move to ACTIVE right after the customer is APPROVED.

  • FPS on-ramps: create an on-ramp with rail: "FPS" and sourceCurrency: "GBP". The response returns the sort code and account number to pay into under state.payment.identifier.

  • FPS destinations: create UK bank account destinations with rail: "FPS" and currency: "GBP". The identifier is the 6-digit sortCode and the 8-digit accountNumber. bank and holder are required, but their addresses only need country. SEPA destinations follow the same rule.

See Accounts, Destinations and Coverage.

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EUR and GBP autoconversion rules

Autoconversion rules now cover EUR and GBP accounts, with SEPA and FPS deposit details.

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SEPA routing and cut-off times

Lumx now picks the SEPA scheme automatically based on amount and time of day.

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Immediate EUR account activation

EUR accounts activate as soon as the customer is approved.

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New account statuses and lifecycle

Accounts now report their full lifecycle, with a webhook for each new transition.

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Limit increase requests via API

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USD autoconversion rules

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New error response contract

Standardized error responses

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IP allowlisting for API keys

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Stellar network support

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Autoconversion rules

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Guides

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KYC reuse with Sumsub share tokens

Reuse an existing Sumsub verification

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Account provisioning at customer creation

Create customer accounts by currency during provisioning, read linked accounts, and subscribe to account lifecycle webhooks as verification moves accounts to active status.

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Bank accounts renamed to destinations

The bank accounts resource has been renamed to destinations across API fields, routes, and webhook events, with a transition period for existing integrations.

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TEMPORARY_REJECTION renamed to RFI

The temporary rejection status has been renamed to RFI across customer verification, associated parties, and webhook events.

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Wallets only returned for APPROVED customers

Customer wallet data is now returned only after verification is approved, with webhook and read-customer flows recommended for availability updates.

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Isolated retry for associated party verification

Retry verification for specific associated parties without changing the status of unaffected parties, enabling more targeted business customer review flows.

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Improving customer onboarding

Customer onboarding now includes automatic UBO role assignment, proof-of-address requirements, and terms-of-service acceptance before verification.

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Webhooks V2

Webhooks now use a new delivery system with consistent event structure, retry reliability, and updated signature verification headers.

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MXN está ativo: transações em pesos mexicanos, transferências SPEI e contas com CLABE

Agora você pode criar transações em MXN através do Painel e da API, habilitar rampas de entrada e saída em MXN, executar transferências bancárias no México via SPEI e habilitar Contas Virtuais em MXN com números CLABE únicos para seus clientes.

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MCP

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KYC/KYB API, Idempotency and MCP Server

Strengthening Lumx’s infrastructure across compliance orchestration, operational safety, and AI-native integration.

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Supporting Individual Customers and Bank Account Holders

Financial infrastructure doesn’t operate only between companies.

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©2026. Todos os direitos reservados.

A LUMX SOCIEDADE PRESTADORA DE SERVIÇOS DE ATIVOS VIRTUAIS LTDA., pessoa jurídica de direito privado, inscrita no CNPJ/MF sob o nº 42.887.120/0001-00, (“Lumx”) atua como prestadora de serviços de ativos virtuais e encontra-se em processo de adequação ao regime regulatório das Sociedades Prestadoras de Serviços de Ativos Virtuais (SPSAV), nos termos da Resolução BCB nº 520/2025, estando atualmente sujeita ao regime de transição previsto em seu art. 88.

A Lumx não é banco, instituição financeira, instituição de pagamento ou custodiante de recursos de clientes. Determinados serviços disponibilizados por meio da Plataforma poderão ser prestados por parceiros terceiros devidamente autorizados e regulados, nos termos da legislação aplicável.

Consulte os Termos de Uso e o Aviso de Privacidade da Lumx para obter mais informações sobre as condições de utilização da Plataforma e o tratamento de seus dados pessoais.